About Core Wealth
Your partners in achieving the life you’ve always dreamt of.
Our Story
Core Wealth was founded in 2017 by Andrew and Scott who shared a singular vision, to help people live their best lives by taking control of their financial futures. With 20+ years of experience working side by side in the industry, they understood that financial planning should be more than just numbers. It’s about empowering people to realise their goals for the future are achievable with the right tools and knowledge, allowing them to make informed decisions so they can pursue their dreams with confidence.
At Core Wealth, we blend tangible financial strategies with a commitment to building long-lasting client relationships. With a strong foundation underpinned by honesty, transparency, and care, we’re here to guide you on your journey to financial freedom so you can live the life you’ve always envisioned.
Our Mission
Our mission at Core Wealth is to guide you towards financial freedom and peace of mind, allowing you to live your best life.
Our Purpose
We want people to realise their lifetime goals.
Our Core Values
Do the Right Thing
We maintain the highest standard of honesty and integrity in everything we do. If we say we’ll do it, we do.
Care
Every decision we make is founded by genuine care for your financial wellbeing and long-term success.
Commitment
Challenges don’t deter us, they fuel our determination. We’re committed to delivering the results you deserve, no matter what.
Community
You’re never just a client to us, you’re part of the Core Wealth family. Your needs and goals are at the heart of everything we do, and we work hard to ensure you achieve them.
Do Things Right
Every decision is made with a meticulous focus on compliance and governance, ensuring we do things the right way, every time.
The Core Wealth Way
At Core Wealth, we do more than help you manage your money, we take the time to listen and understand what matters most to you, whether that’s growing your wealth, securing your retirement, or achieving life-changing goals like starting a business or travelling the world. From there, we create a personalised financial plan that aligns with your unique lifestyle and aspirations.
Our approach is built on clarity, honesty, and empowerment. Using sophisticated modelling tools and 60+ years of combined expertise, we map out a clear path to your financial future. We’re not here to complicate things, we’re here to make your financial journey simple, transparent, and achievable.
Meet Our Team
Our Core Wealth team are an extension of our family, many of whom have been with us for several years, as we value long-term relationships and a healthy work-life balance. We strive to create a flexible working environment that encourages personal growth and a lifestyle that mirrors the same freedom we aim to help our clients achieve. At Core Wealth, we’re more than just financial advisers, we’re your partners, invested in your future.
Andrew Gannon
Director | Senior Financial Planner
Role at Core Wealth 
As a Senior Financial Planner and Director at Core Wealth, I have the privilege of advising client families while also overseeing the firm’s strategic direction. Beyond working closely with clients, I take responsibility for compliance, governance, and mentoring the next generation of advisers.
Scott, James, and I founded Core Wealth in 2017, but our working relationship dates back to 2012, when Scott and I joined Morgan Stanley Wealth Management to form a financial planning team. James joined us in 2014, and together, we built Core Wealth into the trusted firm it is today.
What I love most about my role is the long-term journey I take with our staff and clients, watching their wealth grow and helping them achieve their lifetime goals is incredibly rewarding. For me, financial planning is more than just numbers, it's about building real, lasting relationships. I also enjoy simplifying the complexities of the global financial system, helping clients tune out the noise to truly understand how their investments work, enabling them to focus on how they want to sprint their time and make informed decisions with confidence.
What makes Core Wealth such a great place to work is our amazing team. We are all high-performing, committed to following through on our promises, and genuinely care about the community we serve.
Experience in Financial Services
I’ve been in the financial planning industry for 20+ years, but my career didn’t start in finance, I was actually a firefighter before becoming an adviser. Helping people has always been in my blood, my father was a firefighter, and my sister is a nurse, so I naturally gravitated toward a career with purpose.
I’ve always had a passion for maths and problem-solving, and in 2001, during a career counselling session at Curtin University, I was encouraged to pursue a double major in Accounting and Financial Planning, it was a perfect fit. From that moment on, I was hooked, I knew this was the career path for me.
I now hold a Bachelor of Commerce in Accounting and Financial Planning, a Diploma of Financial Planning, and I’m a Certified Practising Accountant (CPA).
For anyone looking to start a career in financial planning, my biggest piece of advice would have to be, the ability to genuinely care for and help people is just as important as having the technical knowledge. It’s the foundation of being a great financial adviser.
Get to Know Me
My life revolves around my family and friends, many of whom are clients of Core Wealth. I have a wonderful and amazingly supportive wife, Emily and three energetic, motivated, and caring children, Chelsea, Ben and Sophie. We also have two Golden Retrievers, Skye and Ellie. Ellie is the school wellness dog at Sacred Heart college. Outside of work, my two biggest passions are fishing and football (soccer). My favourite fish to catch are Dhufish and Blue Marlin, and I’m a proud overseas member of Celtic FC and Crystal Palace FC.
Community is part of our families DNA, whether it’s volunteering our time at the kid's schools or sponsoring local sports and community based clubs, we love to contribute in any way we can.
A phrase I live by is simple but powerful - “Never give up.” It’s something I apply to both my career and my personal life, always pushing forward no matter the challenge.
Fun fact....I can hold a handstand for over a minute!
Scott Tanner
Director | Senior Financial Planner
Role at Core Wealth
As a Senior Financial Planner and Director at Core Wealth, I assist families in organising their finances and achieving their personal financial objectives. My role encompasses more than providing financial advice - it involves building long-term trusted relationships with clients.
In addition to advising clients, I also oversee business operations, the Investment Committee, and act as a Responsible Manager of our Australian Financial Services Licence (AFSL). Working alongside Andrew, I contribute to both the strategic direction and operational aspects of the business, enhancing the quality of the advice we provide.
Co-founding Core Wealth in 2017 is one of my most significant professional achievements. Since then, we have built a high-performing, client-centric culture that prioritizes making a positive and lasting impact on both our clients and our team.
Experience in Financial Services
With over 20 years of experience in financial services, I’ve always been passionate about helping people navigate their financial journey. My early career in banking, while completing my Commerce degree in Economics & Finance, gave me insight into the value of financial advice. However, I believed there was a better way, one that put clients first, focused on strategy and lifestyle over products, which led me to holistic financial planning.
I also currently hold a Graduate Diploma of Financial Planning and the Certified Financial Planner (CFP®) designation, which equip me with the expertise to provide trusted, strategic and investment advice to my clients. With the unique combination of an economics background, 5 years observing capital markets inside Morgan Stanley and over 20 years in the financial planning industry, this positions me well to tailor investment solutions, educate and simplify the complexities of the financial world so that clients can focus on what matters most to them.
For those considering a career in financial services, my advice is simple, choose the right cultural fit, seek strong mentors, and be patient. Becoming a Trusted Adviser takes time and commitment, but it’s an incredibly rewarding journey.
Get to Know Me
Outside of work, I’m all about family, adventure, and giving back to my community. I love spending time outdoors, whether it’s 4WDing, camping, bodyboarding or travelling with my family. Being a West Coast Eagles member and a fan of ‘90s rock music are also a big part of who I am (proudly shared with my kids!).
Family time is important to me, and I love making memories with my wife Tracey, our kids Heidi, Chris, and Nic, and our Groodle, Milo.
Community involvement is also something I value deeply. I’ve spent many years coaching my sons' cricket teams, volunteering with their footy teams, and serving on my kids' primary school board. At Core Wealth, we extend this community commitment by financially sponsoring local organisations.
At the heart of everything, I live by a simple philosophy, "Be a good person, and success will follow.”
James Green
Senior Financial Planner
Role at Core Wealth
I’ve been part of the Core Wealth team since 2014 when I joined forces with Andrew and Scott following our time at Morgan Stanley. Celebrating my 10-year work anniversary in 2024 was a proud milestone, reflecting a decade of dedication to our clients and the firm. As a Senior Financial Planner, my focus is on helping people get financially organised, giving them the confidence to make lifestyle decisions and achieve their personal milestones.
What I love most about my role is lifting the burden of doubt and complexity that often comes with financial planning, particularly for retirement. Seeing my clients gain clarity, peace of mind, and the ability to pursue their goals is incredibly fulfilling.
At Core Wealth, we don’t settle for “good enough.” We maintain a high-performance, high-service culture that ensures our clients receive the best possible partner to advise and support them long-term.
Experience in Financial Services
My journey in financial planning began in 2013, combining my passion for problem-solving with my drive to achieve optimal outcomes for clients. I’ve always believed that technical excellence forms the foundation of trusted client relationships. People skills are important, but true confidence in an adviser comes from their depth of knowledge and professionalism. My time within the industry has led me to now hold a Master’s in Financial Planning, and I’m also a Certified Financial Planner® (CFP).
My advice to those starting in the industry would be to focus on mastering your technical skills, work hard, and simply be a good person. When you do these things well, success will come quicker than you expect.
Get to Know Me
Outside of work, I love to head outdoors with my young family and enjoy walks together through our local park or heading to the dog beach with our Labrador Retriever.
Being active s important to me, so I try to visit my local pool when I can as I was a state swimmer growing up, and still love getting into the water. I also enjoy volunteering at my local toy library, which is a great way to give back to the community.
I believe in making the workplace an enjoyable space, so I always try to bring some laughter and fun to the office.
A quote I like to live by is: “Someone’s sitting in the shade today because someone planted a tree a long time ago.” It’s a reminder that the work we do today can create lasting benefits for the future.
Robert Rocca
Senior Financial Planner
Role at Core Wealth
I’ve been part of the Core Wealth team since 2020/2021 as a Senior Financial Planner, bringing 30+ years of experience in the financial services industry.
One of the best parts of my role is the opportunity to meet great people, hear about their life, their family, their hopes, their challenges and understand what truly matters to them. Financial planning isn’t just about strategies and numbers, it’s about listening, guiding, and helping clients navigate their financial journey with confidence.
At Core Wealth, we prioritise a client first approach, fostering a great atmosphere that supports both our clients and our team in achieving their goals.
Experience in Financial Services
My passion for financial services has always been driven by both the technical side, keeping up with evolving rules and regulations, and the human side, where I get to develop strategies that genuinely improve people’s lives.
I hold a Postgraduate Diploma in Financial Planning and a Postgraduate Certificate in Finance, which help me stay ahead in this ever-changing industry.
For anyone considering a career in financial planning, my advice is simple, listen more than you speak. Understanding what truly matters to clients is the foundation of great financial advice.
Get to Know Me
Outside of work, I have a passion for classic cars and motorbikes. There’s just something great about appreciating the timeless classics.
On a personal achievement note, I ran a marathon in 2010, an experience that taught me a lot about perseverance and pushing beyond my limits and that anything can be achieved if you set your mind to it.
A phrase I like to live by is: "Always remember the important things in life." A simple but powerful reminder to focus on what truly matters.
Melanie Heidke
Practice Manager
Role at Core Wealth
I joined Core Wealth in 2022 as a Client Service Assistant, and after two years of learning and growing within the team, I’ve recently stepped into the role of Practice Manager. Transitioning into this position has been an exciting challenge, and I love being part of a team that values trust, excellence, and genuine care for our clients.
What I enjoy most about my role is knowing that we take the stress and worry off our clients’ shoulders. They put their trust in us to guide them, and it’s incredibly rewarding to be part of a company that always strives to do right by people.
One of the standout things about Core Wealth is the culture. Everyone is very respectful, caring, and truly invested in both their colleagues and clients. It makes coming to work every day a pleasure.
Experience in Financial Services
My career in financial services began at Core Wealth, though I didn’t originally plan to enter this industry. When I saw the opportunity for a Client Service Assistant, it appealed to me because it combined my love for helping people with the chance to learn something new. From there, I’ve found a real passion for the work we do.
For those considering a career in this industry, I’d say it’s perfect for those who are detail-driven, enjoy a challenge, and most importantly, love helping people.
Get to Know Me
Outside of work, I’m always on the move, literally! I started running as part of my lifestyle in early 2024 and completed my first half and full marathons later that year. While I don’t see another 42.2km race in my future, running remains a key part of my lifestyle.
In my free time, you’ll likely find me at the beach, enjoying live music, or practicing yoga. Each of these activities helps me find balance and stay energised in my day-to-day life. Travelling is also a huge passion of mine, I’m heading to Europe for the third time in August 2025, and I can’t wait to explore more of the world in the years to come!
A phrase I like to live by is: “What is meant for you won’t miss you.” It’s a great reminder that everything happens in its own time.
Codi Thompson
Client Service Assistant
Role at Core Wealth
I’ve been part of the Core Wealth team since mid 2022, and have the pleasure of working closely with our team as a Client Service Assistant. I thoroughly enjoy helping our clients receive seamless support and exceptional service, and sharing their joy when they witness the results of their portfolios and financial strategies in action.
One of the best things about working at Core Wealth is the people, both my colleagues and our clients. There’s a great sense of teamwork, no question is ever too small, and there’s always room for a laugh. Plus, I appreciate working in an environment where employers understand that “life happens”.
Experience in Financial Services
My journey into financial planning started with my role at Core Wealth. When I applied, I was drawn to the position itself more than the industry, but now, I couldn’t be happier with my decision. I love being part of the process that helps clients achieve their financial goals.
I hold a Certificate II & III in Business Administration, which has helped me build a strong foundation for my role.
For those considering a career in financial services, my advice would be to explore different roles within the industry, there’s so much more to finance than meets the eye, and you never know where you might find your perfect fit!
Get to Know Me
I grew up in the country, and most of my family still lives there, so when I visit, you’ll usually find us fishing, camping, or enjoying a BBQ together. That small-town sense of community has always been important to me.
I have a passion for travelling and was lucky enough to live in the UK for two years when I was 21. During that time, I explored 26 different countries, visiting incredible places like the pyramids and even waking up at Anzac Cove on Anzac Day to witness the dawn service before walking the same hard trails as the soldiers before me, a truly unforgettable experience.
Outside of work, I love playing netball (even if my knees don’t always agree!) and baking. If you ask anyone in the office, they’ll tell you, I make the best carrot cake!
A quote I really like is: “Everyone is doing the best they can with the tools they have.” It’s a simple reminder to approach life with understanding and kindness.
Giulia Cunningham
Client Service Assistant
Role at Core Wealth
I joined the Core Wealth team in 2024 as a Client Services Assistant and instantly experienced the fantastic team culture and support that makes this company special. With over 35 years in the financial services industry, both in Australia and the UK, I’ve always loved working closely with clients, building trusted relationships, and knowing that we’re making a meaningful difference in their lives.
Whilst I’m still settling into my new role, I’m excited to be part of a team that truly values its clients and employees.
Experience in Financial Services
My journey in financial services began as an administrative assistant, but as I developed a passion for the work, I pursued further study to become an adviser. The industry is incredibly rewarding, it constantly challenges you, but the positive impact we have on clients makes it all worthwhile.
I hold a Graduate Certificate in Financial Planning and continue to embrace learning as financial services evolve.
For those considering a career in finance, my advice is simple, be open to opportunities. You may start in one role and find yourself drawn to another area you never expected to love!
Get to Know Me
Outside of work, I enjoy giving back to the community. Over the past few years, I’ve participated in the 35km Bloody Long Walk to support the Mitochondrial Foundation, and I also enjoy volunteering at the Telethon Community Cinemas in Joondalup ECU.
In my downtime, you’ll typically find me reading, heading along to the cinema to watch the latest movies, or enjoying watching a variety of sports.
A mindset I like to live by is: "Be prepared for the unexpected to happen." Life has a way of throwing surprises at you, and being adaptable is key!
Aditya Dharma
SENIOR Associate
Role at Core Wealth
I’m a Senior Associate to Scott and Andrew, joining them in client meetings and assisting with advice-related queries. This year marks my 6th year with Core Wealth, and I thoroughly enjoy being part of a team that values collaboration and client success.
What makes Core Wealth a great place to work is the people. Everyone is supportive, communication is open and transparent, and Scott and Andrew genuinely value work-life balance. Plus, the location isn’t bad either!
Experience in Financial Services
My journey into financial planning wasn’t initially planned, I was completing my Master of Finance while working in a different field, with the goal of eventually working in a bank. However, an opportunity arose to join a financial planning firm, and I quickly discovered my passion for helping people achieve their financial goals. I’ve now been in the financial services industry for 14 years. One of the aspects I enjoy most about this industry is developing strategies that allow our clients to meet their goals and enjoy a fulfilling retirement.
I hold a Master of Finance and an Advanced Diploma of Financial Planning, but I firmly believe that financial planning is a lifelong learning experience, especially with ever-evolving industry regulations.
Get to Know Me
Martial arts has been a lifelong interest of mine. Like many Indonesians of my generation, I grew up watching a lot of kung fu and martial arts films, which first sparked my interest. I originally trained in Tae-Kwon-Do during high school but had to pause my journey when I moved to Australia at 15. I was fortunate enough to return to it in my 30s, and following several years of consistent training, I have earned a black belt. I also assist with coaching and mentoring students at my club, which is incredibly rewarding. There is no greater satisfaction than seeing them excelling and doing well in their endeavours.
A phrase I like to live by is: “Be kind to one another. Don’t be afraid to make a mistake, but make sure to learn from it.”
Patrick Grassenis
Associate
Role at Core Wealth
I joined the team at Core Wealth in 2023 as an Associate. Throughout my time I’ve been fortunate to experience an incredibly positive office environment that has helped accelerate my professional development.
I enjoy working closely with clients to help them achieve their financial goals through holistic strategic planning. Seeing the impact of well-thought-out financial strategies on our clients' lives is incredibly rewarding. Plus, as an added personal bonus….I’m a big fan of working in a great office with air-conditioning!!
At Core Wealth, we go above and beyond for our clients. We care, we do things the right way, and we’re persistent in ensuring the best outcomes, no matter the situation. That’s what makes this company so great to be a part of.
Experience in Financial Services
My journey into financial services stemmed from a natural combination of my analytical skills and my ability to connect with people. I’m highly goal-driven and logical, but also empathetic, which makes financial planning the perfect fit.
I hold a Bachelor of Commerce, majoring in Finance and Property, and I’m also furthering my qualifications by undertaking a Postgraduate Diploma in Financial Planning.
For those considering a career in this industry, my advice is to focus on mastering both technical knowledge and client relationships. If you enjoy helping people, doing the right thing, and continuously learning, you can go far in financial planning.
Get to Know Me
I was born in Thailand, and while I now call Australia home, I love embracing new experiences and challenges. A fun fact about me is that I have a Black Belt in Zen Do Kai Freestyle Mixed Martial Arts! That said, I also have a strategic side, proven by my early days as a primary school chess champion.
Outside of work, I stay active, love a good mental challenge, and am always looking for ways to improve. One of my favourite quotes, which still resonates with me from my school days, is: “Don’t be sorry, be better.” It’s a simple but powerful reminder to always strive for growth.
Samuel Abbott
Associate
Role at Core Wealth
As an Associate at Core Wealth, I support our clients by helping bring their financial goals to life. I’m passionate about building strong relationships and providing clarity around financial strategies, so clients feel confident in the decisions they’re making.
Experience in Financial Services
With over four years of experience across a variety of roles in the finance industry, I’ve developed a passion for helping people understand what’s possible and how to make informed decisions around their financial goals. My background includes a Bachelor of Commerce from UWA, and I’m currently completing my Graduate Diploma of Financial Planning through Kaplan, with plans to commence my Professional Year soon. I’ve always been curious about how money works and how to make it work smarter, a mindset that led me into the world of finance.
Get to Know Me
I’m a keen golfer (my best handicap was +1!) and spent most of my younger years on the fairways of Joondalup Country Club. I believe that “anything you’re not changing, you’re choosing,” and I try to bring that mindset to both work and life. What makes Core Wealth such a great place to be is that it’s a boutique firm where genuine relationships matter, not just between team members, but with every client we support.
Stephen Fairbairn
Mortgage Broker
Role at Core Wealth
As a Senior Mortgage Broker at Core Wealth, my role is to guide clients through the lending process with both confidence and clarity. I’m here to ensure they have all the information to make informed decisions, avoid costly mistakes, and secure the right loan structure for their needs.
Experience in Financial Services
With over 25 years in the mortgage broking industry, I’ve dedicated my career to educating clients about finance and property. I believe in putting my clients’ outcomes first, providing exceptional service, and always striving to be better than the day before. So with that being said, if I was to share advice with someone considering a career in this industry would be to communicate and provide services beyond client expectations.
I hold a Diploma of Finance and Mortgage Broking Management, equipping me with the expertise to navigate complex lending scenarios.
Get to Know Me
Outside of work, I stay active by paddling my surfski or stand-up paddleboard, plus I’m also learning to play the acoustic guitar.
Being part of Core Wealth means working with a team that genuinely prioritises doing the right thing for every client, every time which reflects a phrase that I like to live by, “Do it once, do it right!”
Nestled in the Heart of Hillary’s
Located in the beautiful Hillary’s Boat Harbour, our welcoming space offers a refreshing change from the typical office environment. With breathtaking views of the Indian Ocean, and an atmosphere boasting relaxation, our office space is the perfect reflection of financial peace we aim to bring to our clients’ lives.
Western Australia’s stunning coastline and laid-back lifestyle serve as constant reminders of why we do what we do, helping our clients live their best lives. From surfing and swimming to fishing and boating, Perth’s outdoor lifestyle inspires our team to stay grounded in what matters most, balance, freedom, and living life to the fullest.
Supporting Our Local Community
Scott and Andrew made a conscious decision to locate their office in Hillarys which is nestled within their local community. This has provided the Core Wealth team the opportunity to give back to our local community and support organisations and initiatives that align with our values of care and community. Through sponsorships, local involvement, and educational programs, we strive to make a positive impact in the lives of those around us.
Our Lady of Grace
P&F Business Community – Sponsorship and Volunteering
North Beach Junior Football Club
Sponsorship and Volunteering
North Beach Carine Junior Cricket Club
Sponsorship and Volunteering
Hillary’s Yacht Club
Corporate Members
Marmion Angling & Aquatic Club (MAAC)
Sponsorship
Sacred Heart College
Volunteering
Sorrento Football Club
Sponsorship and Volunteering
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